| Sect. 1 | Risk, Insurance, and Risk Management | |
| Ch. 1 | The Problem of Risk | 1 |
| Ch. 2 | Introduction to Risk Management | 12 |
| Ch. 3 | The insurance Device | 33 |
| Ch. 4 | Risk Management Applications | 53 |
| Ch. 5 | The Private Insurance Industry | 71 |
| Ch. 6 | Regulation of the Insurance Industry | 95 |
| Ch. 7 | Functions of Insurers | 124 |
| Ch. 8 | Financial Aspects of Insurer Operations | 139 |
| Ch. 9 | The Legal Framework | 157 |
| Sect. 2 | Life and Health Insurance | |
| Ch. 10 | Managing Personal Risks | 175 |
| Ch. 11 | Social Insurance Programs | 199 |
| Ch. 12 | Introduction to Life Insurance | 220 |
| Ch. 13 | The Actuarial Basis of Life Insurance | 237 |
| Ch. 14 | The Life Insurance Contract - General Provisions | 251 |
| Ch. 15 | The Life Insurance Contract - Other Provisions | 263 |
| Ch. 16 | Special Life Insurance Forms | 277 |
| Ch. 17 | Buying Life Insurance | 288 |
| Ch. 18 | Annuities and Pension Benefits | 306 |
| Ch. 19 | Managing the Retirement Risk | 330 |
| Ch. 20 | Health Insurance: Disability Income Insurance | 344 |
| Ch. 21 | Health Insurance: Coverage for Medical Expenses | 362 |
| Ch. 22 | Health Insurance for the Elderly | 387 |
| Ch. 23 | Employee Benefits and Other Business Uses of Life and Health Insurance | 411 |
| Sect. 3 | Property and Liability Insurance | |
| Ch. 24 | The Homeowners Policy - General Provisions | 427 |
| Ch. 25 | The Homeowners Policy Forms | 444 |
| Ch. 26 | Other Personal Forms of Property Insurance | 458 |
| Ch. 27 | Negligence and Legal Liability | 477 |
| Ch. 28 | General Liability Insurance for the Individual | 490 |
| Ch. 29 | The Automobile and its Legal Environment | 508 |
| Ch. 30 | The Personal Auto Policy | 525 |
| Ch. 31 | Commercial Property Insurance | 549 |
| Ch. 32 | Commercial Liability Insurance | 580 |
| Ch. 33 | Surety Bonds and Credit Insurance | 607 |
| Ch. 34 | Insurance in the Future | 617 |
| Glossary | 637 |
| Author Index | 661 |
| Subject Index | 663 |